Best San Bernardino, CA CD Rates: 12-Month Term
If you’re not satisfied by the interest rates banks and credit unions are offering on 6-month CDs right now, lengthening the term a bit can help you get better offers. 12-month, or 1-year, certificates of deposit generally provide higher interest rates than shorter-term CDs. If you’re willing to keep your money on deposit for this long, a 12-month CD could be a great choice for you.
Today’s 1-Year CD Rates in San Bernardino, CA
To get a better idea of what currently available, here’s a look at the highest, lowest and average 12-month CD rates in San Bernardino right now:
Number of Accounts Available: 38
Highest Rate: 1.45% APY
Lowest Rate: 0.14% APY
Average Rate: 0.67% APY
Where the Highest 12-Month CD Rates are Located
The following are the local San Bernardino banks and credit unions that are currently offering the highest 12-month CD interest rates:
- F & A Credit Union: 1.45%
- Gateway Business Bank: 1.11%
- OneWest Bank, FSB: 1.05%
- Saigon National Bank: 1%
- Trugrocer Credit Union: 0.95%
These rates are accurate as of 5/10/11 but are subject to change at any time. To view up-to-date CD rates across all terms, visit our San Bernardino CD Rates page.

